A German bank issues a three-month letter of credit in the name of a customer in Germany. The customer plans to import $100,000 worth of supplies from the United States, and it charges an upfront fee of 100 basis points.

  (1). What are the prepaid fees for bank revenues in US dollars?

（2）. If an American exporter discounts a letter of credit after receiving it from a German bank, how much will the exporter get? Assume the current interest rate is 5% and the letter of credit expires in 90 days.