Calculate the total income charges for the following loan commitments:

 (1). A loan commitment of 2.5 million with an upfront charge of 50 basis points, a back-end charge of 25 basis points for the unused portion of the loan, and a withdrawal of 50% of the loan.

(2). A loan commitment of 1 million with an upfront fee of 1%, a back-end fee of 50 basis points for the unused portion of the loan, and a withdrawal fee of 85%

(3). In the above two questions, what is the total year-end fee income? Let's say the company's cost of capital is 6%.