Any adivce what is the answer and pleaseexplain me why?

I am guessing it is #3 Allows you to purchase large items like acar hourse or furniture?

Incorrect Question 2 0 / 1 pts Maintaining good credit is important because it: Allows you to carry more cash than usual © Might cause your interest rates to be raised Allows you to purchase large items like a car, house, or furniture and pay over time Can help you graduate from college